I think it's still a big market . The young generation is shifting from credit card to bnpl .. People desire will never stop. Some use zip and after pay and now they will add PayPal. There is no no way PayPal alone can do it. Greed and the desire to have everything is driving the western world and the bnpl are facilitating it. I will be worried when people decided to have less all the sudden . Am sure the current players will adjust themselves too to stay in the market. It's still in infancy. I will buy every price drop.)
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