Chris, what book did you get it from
Did you not mix up discount rate with real or inflation adjusted rate
https://www.profitwell.com/blog/discount-rate-formula#:~:text=How%20to%20calculate%20discount%20rate,of%20the%20impact%20of%20financing.
The above may help your education, until you improve stop pretending the knowledge
operating leverage comps, page-127
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