I'm not stupid enough to throw my money at gold bars.
You made it clear you would rather keep cash
So how would the last 5 years have looked for you keeping cash instead of gold?
Gold Historical Performance
Period Change ($) Change (%) 1 30 Days -58.84 -2.18% 2 6 Months -61.21 -2.26% 3 1 Year 417.82 18.76% 4 5 Years 1,013.38 62.09% 5 Since 2000 2,207.19 503.59%