email from bnb, page-6

Hello

To HTRAN you are never going to get rich lending to people at 100 cents in the dollar & then looking at 30 cents in the dollar coming back as being a good deal.

My basic economics tells me you should get 100 cents + interest at about 8 cents pa.

Lift your sights a bit higher & don't have them tell you what you are due... Tell them 108 cents...

cheers