You can disagree all you want. Have a think about the structural nature of grocery shopping and think about how it's structurally different to how BNPL is designed... It's not rocket science. I'm not saying in special circumstance it doesn't make sense, I'm sure occasionally maybe you have a huge shop but generally speaking no one benefits from spreading weekly liabilities into bi-weekly payments.
The only beneficiaries would be the shareholders which is obviously why you're getting all worked up over it.
Ann: Zip unlocks everyday payments with Tap & Zip, page-70
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