Sik
Roughly the US can think about 2017 as a bear market completion.
Our history is that we do better and July 2013 is my view locally, though I don't mandate that that will be a lower low than this year.
Havingfun
Yes you have to love Latin
Our family motto is Per Acuta Belli
Translated, means literally "through the asperities of war".
Asperities! What is that?, lol.
Can be translated as "hardship, adversity etc.".
So a simple translation would be perhaps "character developed by handling the vagaries of adversity".
Can't claim to to have lived up to it, but there are worse.
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