I do not use apple... I read yours as you downloaded the app.
If so...... can you explain if you opened an attached bank account as part of that process please (what I am really interested in is does a app download make you a banking customer - so potential revenue source for DOU - or does the app download not require any attached revenue aspects) .
Ann: Next-gen neobank Douugh launches in the U.S., page-36
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