Ann: November Update and New Partnerships, page-19

One thing to remember with a share is keep your emotions away from investing. There are so many red flags.
1. Record TTV, but what about revenue or bad debts. It's the omissions that speak volumes
2. What happened to Pentana. Another omission.
3. Think about the cash burn.

The small things are what matters and I am no longer holding a share that simply can't compete with APT in an environment where stimulus is falling away and lockdown is occurring in the UK.

BNPL is no longer red hot and for me it is time to fold. GLTA.