CCR Trading 2020, page-125

Hopefully by the end of next year they are in a position to expand into the US. They have a first mover advantage here, but it wouldn't be hard for more mature established debt collection company like e.g. Credit Corp (CCP) to invest in their own digital platform which could completely take out Credit Clear advantage. Lets not forget Credit Clears only advantage is it sends emails/sms/etc to people to pay debts in a flexible installment plan method suited to their situation. These method can be copied by other debt collection agencies.

That's why if these company is ever going to succeeded and become a blue chip company, it's going to come down to management. Look at Z1P and APT. They offer the same product, but Z1P is more flexible with their installment payments and has been around a lot longer then APT. Z1P had the first mover advantage, but lacked the quality of management APT has which now has there share price sitting on a $100.

In summary IMO Credit Clear needs to:
-Established a strong presence in the Australian market by the end of these financial year (by June 2021)
-Invest in their platform so in can be integrated into any company, language, timezone, etc on a global scale (by September 2021)
-Add quality people to their management team that will take them to International markets- US, UK, Canada, Europe, Asia (by August 2021)
-Buy a Debt Collection Company in the US and begin the expansion (by End of 2021 or Start of 2022)

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