I don't know if this is done on purpose but people are misinterpreting the point I'm trying to make. Let's put some of these points aside for a minute (e.g. Z1P ecosystem, ability to leverage big data in the future, be a market place, collect $10 a month in fees, very capital efficient business in the way they use funding warehouse facilities etc). Let's ignore all that, because that's obviously the case regardless of whether we collect 4% or 0.7% fees.
My point is simple:
1. 4% fee collection is MUCH more lucrative than 0.7% for each transaction (almost 6 times as lucrative).
2. We don't yet know what % of revenue going forward will be 4% and what will be 0.7%.
If you study markets and valuations you'll know that uncertainty is risk. IF every transaction through ZipPay and QuadPay were to end up collecting 4% in fees (like Afterpay) then Z1P would be valued much much closer to Afterpay (~$20-$30bn). IF every transaction were to end up collecting 0.7% in fees Z1P would likely be worth a few hundred million at most. Obviously both of these cases are unrealistic extremes but the point remains, there is uncertainty and as more information comes to light the market will react accordingly.
If you agree with my points (1) and (2) then we're on the same page. I already know and agree with all the other comments that are floating around as listed in bold.
Z1P Price at posting:
$6.20 Sentiment: Hold Disclosure: Held
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