Why Should I Invest in APT Now ?, page-17

be careful murdock believed/believes

quad only charges $1 a month to its cutomers (fact its $4 per transaction with non intergrated merchants) now he stands corrected

quad will gain both a $4 fee from customer AND a % from intergrated merchants (fact is it will be one or the other not both,, his revenue calculations for quad are way out)

zip has absolutely no establishment fee, completely false as zip money (part of zip) has an establishment fee ranging from $25-$99

zip has absolutely no interest,, wrong again, zip money charges 19.9% after the interest free period!

and lets not forget his recent downramping of apt with a "not held" sentiment even after close of market that happrn to change to "held" early morning before the market opened and tried to explain away as he brought the day before...

better to beware of a zip fan club member than to believe anything they say without some facts.