I will crunch the numbers into a spreadsheet when I get a chance I will add the 3% per year for 17years. I need a TI calculator (they are handy I should look at getting one).
I cant get my hands onto super until I am 60yo as I was born on 1966.
I am allowing a return of 4.5%, on my lump sum, unless I have other investments.
I will leave no money for any kids.
As I say, I will crunch numbers when I get some downtime. If I need 1.5 million I will be short of my goal