Z1P valuations, page-18

Sorry

Klarna has 45 %Afterpay has 26.5%Affirm has 15.8 %Zip has 11.4 %Rest rats and mice

Klarna, affirm, Afterpay, Zip is making up 98 percent of this number in the US
I know there are.other bnpl
What's interesting is how fast is the growth of these bnpl in the US.
Affirm; grew 97 % you

Afterpay >200%

What is really interesting is at the time of annual report Afterpay had 5.5 million us customers. And wind the clock forward to their latest report and they have 6.5 million. So in 4
Months Afterpay have signed up what looks like 1 million new us customers.
Quadpay app was downloaded 500-600 times in Dec based on sensortower and the same in November. We saw a 65 percent conversion of quadpay app download to customer in Nov and Oct. So assume same in Dec. This says to me quadpay is signing up about 90-100 percent of the customers as Afterpay is now off a much smaller base. Go quadpay!!!
Quadpay has a higher app download to new customer conversion also.
No wonder Nick from.afterpay had to fly back to the US to try and steady the ship.auper impressed with quadpay results.

so this means there is still a ballpark 175 million customer pandgrabnin the US alone. In Auatralia total population 26 million and active audience that is targetable is 15.5 million.

With Afterpay and zip over 5.5 million customers using similar analogy Australia market has > 20 percent saturation compared to the US just above 10 percent saturation. But the US has a target audience of 200-220 million vs Australia's 15.5 million

good times ahead for Zip given how quickly quadpay are going and cashed up