APT Exit Strategy, page-39

I love how you added "average" and dropped the "20" so it suits your argument more. You've learnt to change your wording like some of the downrampers do to add more weight to your original argument. You said it's impossible for a retail investor to track 20-30 stocks. I'm telling you it's not impossible. You very much have looked inwards on this comment and I'm suggesting you look externally because like I said good systems and processes prevent you from forgetting past information, over valuing businesses based on share price movement and seeing patterns and trends with selected key criteria for your companies. It takes time but it's 100% doable. Just because you aren't capable of doing this doesn't mean others aren't. Other than that I enjoy reading your comments. You've got a good prospective on credit risk and some key areas that relate to Afterpay.