Teddyward
Your strategy still doesn't add up and your explaination/example (at length) still doesn't answer the fundamental question ....why sell at the beginning of the FY when your tax position isn't known until the end of the FY.
Leaving the selling to the end of the FY gives the flexibility to assess all the variables you mention in your examples, then decide whether it is best to sell or hold.
Selling (and buying back) shares is something that can be done on the very last day of the FY, unlike many other tax strategies you mention. Therefore, it is best done as the last action in order to best meet one's tax needs. Selling at the beginning (or even middle) of the FY means other less flexible variable tax measures must be modified instead.
Despite this, you obviously are adamant about your position and I wish you all the best
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i hate this tax selling!!, page-27
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