Trick is to not worry about the day to day shenanigans. Set your reinvestment rate and leave it alone, but check on it weekly. That way, you're likely to get lenders snapping up funds, i.e you don' tneed to chase them.
Also, when i first put my 100k in, i was trying to do it in 10k lots, to try distribute my funds amounts at least 10 lenders. But, there's no reason why i fyou had more skin in the game, 60k might be ok for you.
I don't understand how the borrower side works. I have assumed that it is the Plenti Staff that are acting on the borrowers terms to secure a good rate from p2p lenders. It might be that the p2p lending platform is only used for loans that fall outside car loans and debt refinancing? Would be interesting to know how that all works but perhaps that's a trade secret.
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