APT vs Z1P H1 COMPARISONS

zip apt comparisons H1 2021

Growth in TTV

Apt up 106% to 9.8 Billion Zip up 141% to 2.32 Billion

Us growth

apt up 195% zip up>250%

Growth in numbers transaction

Zip up 211%

Growth in revenue

Apt374 million up 108% zip 160 million up 130%

Note apt made additional 42 million revenue other sources ( interest on their cash balance? )

Growth in customers

Apt up 80% to 13.1 million Zip up 217% to 5.7 million

Revenue as % of TTV

Apt is 3.8 % zips is 6.89% WOW

Note APTS % late fees dropped from0.7 to 0.4%. adding late fees apt went from4.48% fy2020 to 4.2% h12021

Zip generating more than 60 % more revenue per dollar

Growth in merchants

Apt is up 73% to 74700 zip is up 82% to 38500 (8400 in US)

Summary;
Apt has been leading these unit measurements apart from revenue per dollar for years. Since the quadpay acquisition in 12 months Zip has been able to overtake APT in all of these metrics