Daily Price Movement / General Discussion, page-2981

i don't think Zip would want to be acquired by Afterpay
their view on charge model charging both consumer and merchant and the tap and zip and chrome offering with quad is executing that they want the consumer to be able to choose to buy anywhere and pay later.

Afterpays model is a bit more simple in comparison charge the merchant and charge consumers a late fee if they miss payment and you can only buy from the merchants we have on our list which when looking at total merchants is a very restrictive model for consumers but strong proposition for those merchants signed up.

It's ultimately a consumer driven mkt, the consumer downloads the app and they do the buying, merchants and bnpl help facilitate this. This is why I thinks zips model is superior.
We saw the Pagantis acquisition in Spain. They had similar products to zip not just pay in 4 and Afterpay has announced they are retiting all the other products and making Pagantis only sell the Afterpay pay in 4 product.

So.i don't think zip would want to be acquired by Afterpay

Afterpay would want to get rid of zips and quads model of flex and change to sell just Afterpay like they did with Pagantis. That's Never going to happen