Market is short sighted and I think most people who own this stock don’t really understand what they actually do. It really isn’t a BNPL like those other ones out there. Even Yozo pay, go to their website and play with what they offer, read about it properly. It doesn’t just give you a set credit randomly and give you cash. It is a business to business lending basically and your business needs to be cash flow positive month to month in order to get lending. The AI system calculates how much you can borrow based on your positive cash flow. No collateral but a much higher than bank interest rate will make this rather profitable.
Fast, easy to use and 24-48 money in the bank. It solves a genuine problem that the traditional banking has and it is not a $1000 credit to individuals like what most of those BNPL is.
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