ZIP 2.34% $1.46 zip co limited..

Mind the Gap, page-108

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    When will this company actually make a profit? possibly never - especially with market saturation. general BNPL fatigue and the pile ofnew players all chomping at the bit... those wafer thin margins will keep getting eroded until, guess what? they have to raise them and merchant has no choice but to start passing on fees to consumers... then the death spiral will really begin.
 
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