I'm curious on opinions re PayPal entering the BNPL space (and copying Quadpay's 4 easy payments etc.). Big news in the past few days. I'm scant on the details, but it seems we're better positioned than APT to be an alternative here?
APT is primarily focused on BNPL, with a side hustle of small cash loans, but Z1P seems to have been focused (for a longer time) on the cash loans and business loans side of business - which is an area I see PayPal not competing with at all. Do you think this is behind APT's serious price drops and Z1P's relatively & comparatively unscathed performance?
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