You assumption if $90 million seems too low, Dec Annualised $480 million, web visit for quad 20 percent drop in Feb compared to dec and drop 10 percent in Jan compared to Dec...March I presume it will be 10-15 percent drop to Dec visits. Average should be around 15 percent.
Zip Aus will be a real star this time as they do not need sales growth, only onboarding the big merchants which were contributing very low because of Zip everywhere is enough. Further Zip Biz a product with very high returns can contribute handsomely, of course we outsiders cannot estimate the contribution.
$100 million will be a very conservative outcome considering high growth in UK and NZ.
Upcoming Q3 Result- 8 April*, page-9
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