One thing I've noticed is that a lot of the bears/trolls like to make huge and unfounded value judgements of APT's product/customers/investors based on nothing other than contempt for 'dumb' millennials. They probably think Tiktok is a stupid app too because it's just short videos of dumb millennials engaging in vanity, and now it's valued in the tens of billions. Anyone who thinks like that has no business making objective investment decisions.
The market doesn't care about how much you hate young people or how dumb you think BNPL is, the growth numbers speak for themselves.
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