$1 Club, page-20728

I think you are missing the point on iou's ppi and you suggest a bank loan to fund it?

GHL is a big player in the Msian ppi market turning over circa MYR$2billion earning them a net MYR$100mil p.a Another comparison you can see is EML which is in the prepaid gift cards business another high volume and highly profitable business.

Ppi is a volumes game, and margins starts to accumulate when you get critical volume. Iou has stated they are expanding their ppi business into indonesia and phillipines. I believe this move will give iou the critial mass.

You dont get a bank loan to fund ppi its just not the high margin business that banks usually fund. Not sure where you getting such an idea from mate.