I understand completely - Disclosure - I own EML
You're entitled to your own opinion, but I disagree with you, BNPL woke the market up not PPI.
It is great that they have all these revenue sources which I believe can all be improved, but just because you have money doesn't mean you can instantly sell more PPI to a market that is already "catered to".
GLTAH
$1 Club, page-20732
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