The APT Downramping genius, page-21

So this is off the top of my head, but below is a list of current BNPL players. I know it’s not all of them. What’s the argument for owning Afterpay when you or I could roll out of bed tomorrow and mimick the technology cheaply and quickly?

There’s nothing valuable about the IP at all, as evidenced by the long list of new entrants.

If Afterpay settled at $40 I’d be surprised. Even that’s high. And the US listing won’t save them - look at Affirm! Disaster - people are cottoning on.

Afterpay
Zip pay
Open pay
Oxipay
Laybuy
IOU Pay
Limepay
Sezzle
Fatfish
Splitit
Zebit
FlexiGroup
Humm
Bundll
Affirm
Klarna
Brighte
LatitudePay
Commonwealth Bank
PayPal