When you are a low wage earner, you never will be able to save up money for yout wealth, a deposit to buy a house etc. generally to gain a kind of financial freedom. There are over 1 mill. out there and when the reach penison age, the goverment still needs to feed them. This low wage earner should receive more icensitives to come financially forward. What a waist to get up might at 4.30am and go 8 hours to work etc. When you work , you need to know excatly what you want and for what it is, otherwise its waisted time.