The APT Downramping genius, page-174

In my opinion it's unlikely it'll take APT 7 years to double in value. A margin squeeze from competition would be the only reason why APT would take this long, but there are a lot of ways for APT to offset any margin squeeze (e.g. lowering default rates, lowering funding costs from wholesale funding but also in change in funding channels from Westpac's BAAS etc).

Should be well north of $300 by end of 2028 in my opinion. You'll disagree of course and that's fine, the differences in opinions and valuations is what makes a market.