Alternative Metrics, page-4690

Its weak because they realise they can't organically compete (As evident in the u.s and aus). APT also appear to be neck and neck with them in the U.K.

The cost will potentially be a lot more capital for market share. Whiel Klarna has raised a lot of cash, at some point invetors will have to start questioning whether they should be backing APT or Paypal instead.

If APT can keep organically outpacing both Klarna and Z1P there will be nothing to worry about.

Like you, I also have no idea what the right next move is. Keep their head down and work away? Find a bigger, stronger, badder brother?