AfterPay is an E-Commerce Business. Apple Pay is a payment method., page-20

I think you're confusing my "prudent risk management" with "I've lost faith in this company". I'm a Risk Specialist by trade so I think about these things slightly differently than the average Joe.

The "hodl-at-all-cost" mentality is rarely used by experienced investors. When there is a shift in the competitive landscape that in your opinion could put at risk the growth of a high-growth stock then you should act on it. Klarna and Affirm, not even Paypal fazed me but Apple pay is personally a bridge too far for me to continue holding 60%+ of my portfolio in APT. I'll be trimming it in half (at least).

This is a very calculated decision for me and not a panic sell.