Ann: Media Release, page-42

You are misinformed as already mentioned in my earlier post. Banks don't need to hold capital against all their deposits because the net cash outflows can be accurately calculated by the banks. What they do have to do is hold large liquidity buffers through their LCR and NSFR metrics.

I'm a banker with knowledge and experience within treasury and financial risk so feel free to ask questions but please don't pretend you know what you're talking about when it comes to bank's capital and liquidity management.