Ann: Media Release, page-61

"It's all comes together so you more or less need APT as it's the best financial tool in your life."

@pastperformer has perfectly captured the essence of the announcement.

It might take 5 or even 10 years to rollout all the anticipated new services, from superannuation to brokerage, but it appears to be a case of when rather than if.

This article provides some examples of the types of services that Afterpay could offer:
https://www.forbes.com/sites/vikasraj/2020/11/30/embedded-inclusive-fintech/?sh=15b01e1b10cc