https://hotcopper.com.au/posts/50329980/single
With a lot of companies bits often what they don't say and not what they do say that you have to look for.
Arrears as a leading indicator are a good guide to expected financial performance and they are now going to be forced to include Quadpay arrears / bad debts in the Full Year figures despite omitting them previously.
Klarna lost $200 million in the first year of their foray into the US despite having years of BNPL underwriting experience .
i would expect these financials to be truly awful
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