ZIP 3.27% $2.66 zip co limited..

Ann: Q4 FY21 - Record Results Building on Global Momentum, page-662

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    Correct. They are deemed as fully drawn when looking at borrowing power. But it doesn't end there.. they times that limit by 6 (SIX!) and reduce your borrowing power by that much. Eg. A $5k credit card will reduce your borrowing power by $30k.
 
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