Daily Price Movement / General Discussion, page-29296

on a peer comparison only, using metrics rather than benchmarked multiples (ie APT sale), then the answer is no and we remain significantly under valued

you raise valid points which various holders have also raised recently, thanks to the fast evolving landscape. Good news is that zip is taking over the world, one third world country at a time.

IMO you have raised the largest concern, and that is without any meaningful investor who brings in new verticals and technology (ie PayPal, Alipay, Google etc) and a tonne of cash, we will struggle to continue the land grab fight

There is significant risk if Quadpay starts to slow and the likes of Affirm, Klarna and APT/Square start to show real pressure on said Quadpay growth. UK doesn’t seem to be doing much either, which for a large economy is a bit of a concern also, but that was expected when we entered the UK so late in the race. Klarna are huge in UK and Europe with Afterpay chasing them closely

In order to continue the fight without any meaningful investor, zip would have to continue to cap raise, and the expenses would continue to significantly blow out.

for those that don’t understand the economics of it all, would call you a downramper, but for those who do, understand the importance of time (and time being against us).

Competition risk, inflation risk, credit risk, regulator risk and macro and geopolitical risks ALL continue to increase, but these risks remain somewhat offset for those who continue to show explosive growth (economies of scale, bargaining power etc)