Ann: Market Update, page-16

Fair points, its just that every update gets the cheer squad out with the "people have debt -> company does debt management -> to the moon!" logic which is quite annoying to me as this was all the chat six months ago, and since then price has tanked and fundamentals have significantly deteriorated

For the record I do think the app sounds promising, but there is a long, long road to go down before we can be confident of tangible results