Sorry but I don't understand your point. You phrase it "bottom of the pile" like we are just a nothing company sitting on the bottom. We only launched in June and only just finished one full quarter and even then we are not at full speed. I don't think we are lacking anything. In fact I think we have competitve advantages over some of the others that are listed and once we have some more time to get market share I think this will be apparent. Plus we have over 85,000 clients to market to in IDSB, who Paul Russel coined the "Nirvana" of clients, which are all high credit worthy. Mix that in with our Malaysian lending licence, the Razer integration still to come, iPay88 merchants, etc, etc, I don't see us staying statistically at the bottom for long.
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