Great post @joda
I hate they way they compare to Q1 last year. Last year, and most of this year, are just anomalies and are no real indication of anything.
Putting it together in successive quarters show what they didn't say, which was total volume is down and BNPL growth is a tad over 1% from last quarter with commercial doing all the lifting.
While the lockdowns affect the card business should they be affecting the BNPL as well? They are really pushing the advertising. Maybe they should focus on commercial, seems to be where they are executing well.
Ann: hummgroup 1Q22 business update, page-15
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