9SP General Discussion, page-634

HI Wingandaprayer

You are right it has been pretty quiet of late but there is no much info being released to dissect. I know that most big holders have a long term outlook, I am by no means a huge holder but on track to have 10million shares by years end.

I follow the 9spokes insta, linked in and FB accounts and they are absolutely pumping the open banking angle. I believe this to be customer driven (VISA, VMUK) and will become a core focus of their operations. Whilst I like the SMB interface and believe it holds great value the true business builder is within integrating our software in this open banking sector. I honestly believe that there will be a buy out offer from VISA before the end of the contract. The way that 9spokes open banking democratisation creates lending insights could be game changing to a big bank like VISA, it will give them the agility to lend on cash flow which has previously been too risky.

If anyone has the time go back and listen to the Podcasts with Jesper Petersen the CTO who's been with 9 spokes for just over 4 years. He talks about market driven evolution for better access to previously blocked information and how banks can leverage those analytics to benefit SMB's. This is something that I see helping with lending regulation as scrutiny gets cast over the industry as a whole hence my buyout prediction.

No one knows what will happen here with 9sp but I don't think the current relationships are priced truly in, I am not sure why? Yes, we need to see cash flow positive, yes we need to sign more banks, FI's and build the 9spokes one screen for the SMB's but millions pour into Bitcoin, Doge, ETH on mere speculation so why not here? I guess its not sexy and its hard to advertise this kind of thing because of all the NDA's. But mark my words as a humble investor, this thing can go ballistic IMHO. We saw it on the VISA deal and that was just an agreement with no forecast for revenue. Wait for the little wins to start adding up here and we will see the stagnant SP start to balloon. This is all just my opinion and is in no way investment advice, but if you have done as much research as I have on not only this business but the sectors opportunities you would be feeling pretty confident.

Scrapper**