Ann: Pushpay 2022 Interim Results Presentation, page-22

I think the IP, competitors and staff are only one part of the story.

Churches have an aging demographic and moving to a digital platform that captures all church attendees will take a lot more time. Also, not sure about what the growth plans are best for PPH, but surely we would be looking into the schools attached to these churches... i mean we should be aiming to process all payments of school fees and everything else linked to the church.

For now, im happy to stick with the stock because of the potential and TBH I cant see too many other opportunities that are not inflated in price or operating in a saturated market sadly.