ptialv, Kevi, milesg & BIGSKY9...thank you all for your replys
I know the speculative nature of my 'portfolio' and I don't profess to be a big gun at playing the Market, or even having a great understanding, anyone on the MAE thread will vouch for that :)
Maybe the best move is to sell everything, pay the debt down, organise a small personal loan for the balance and start again.
I have looked into debt consolidation deals and will stay away from them. I think a personal loan from 1 of the big 4 is the way to go. I can manage this and with any spare cash buy & hold a better calibre of stocks.
I've made a list of people to see this coming week and will not jump into anything until I've read the small print and have a clear understanding of what I'm getting myself into. All of your posts have given me much to think about.
