Daily Price Movement / General Discussion, page-38150

It's a high risk high reward play. In my opinion the BNPL market can be drawn into two categories. The "leaders" that are big enough to establish themselves in a hyper competitive environment, can continue to grow without reducing their margins. And the "followers" that may run into some issues e.g. having to raise capital at low prices and not being able to use it to grow meaningfully. While Z1P has its fingers in a few countries, it doesn't dominate any. The best market is Australia where it is second, but this market is already mature so there is the risk that growth in other markets are slow and in favor of competitors.

Z1P is somewhere on the fence between a leader and a follower but leaning more to the follower hence is quite risky in my books. That's not to say that Z1P is a dog stock, but in my personal opinion the best way to reach previous ATHs would be to get acquired by a big company very similar to SQ and APT. This is one of the main reasons why I'm hanging onto my remaining (quite modest) parcel.

This is all just my opinion which we all know isn't very welcome on this forum.