payed downrampers, page-7

To be frank, I don’t need (what I can only imagine being a minuscule amount of) money, to post thoughts which are based on facts and research, not based on hope and speculation.

you’re obviously nervous or upset and I would be too, but that’s no reason to be abusive or angry at someone who doesn’t share your views.

you have access to the same information and data that many other investors or share market participants have, yet you chose to keep holding zip.

I am lucky that I sold green, but frustrated that I didn’t see the signs earlier, having held from early 2018. The last 12 months were a complete waste of my money in zip.

if i look back over the past 6-12 months, can I honestly say that zip has blown the lights out, ticked all boxes, brought on huge partnerships and delivered huge results, and is therefore deserved of much higher share price? I cannot.

I saw more negative catalysts than positive which is why I slowly exited my position , before trading it successfully, and then totally exiting right before last report. the negative catalysts for me were

a perceived failure to address or approach rumours

a weakening balance sheet, with increased expenses and blown out losses

a retail heavy register with minimal fund and insto interest

Westpac exiting their 10.7% position sighting “more efficient use of capital”

a US roadshow by Wells Fargo “looking for US investment”, only to return with BOA taking a larger position and Larry forced to take up the notes and loan out shares.

US numbers are mediocre with 3 lacklustre quarters bringing in 600,000 users per quarter (and slowing).

UK is basically non existent

Twisto and Spotti are being bought with just shares to dilute an already disgruntled shareholder base

inflation risk and interest rate risk is real, with cZech and Poland both increasing interest rates for the second time in 20 years.

A capital intensive rebrand and huge capital intensive promotion and marketing push globally, with concerns of cash position. Why burn through cash when you may have to raise money, into worsening credit and interest rate environments, AND your share price keeps collapsing?

This is why, in my opinion, they didn’t use cash for the acquisitions.

Larry returning from the US for 3 months, with so far no news all at,

month on month lower volume, drying up liquidity with no sellers

increased competition getting more fierce, with square/apt about to announce crypto and roll Afterpay across the full square platform, affirm winning some huge distribution/vendor partners, and Klarna growing like a weed globally and recently teaming up with Simon.

meanwhile at the same time the markets are at all time highs on huge valuations, a global pandemic still hangs around, inflation is trying to be controlled, and the markets are on a knife edge from a sell off/technical correction.