I do not know about Cities of Wanneroo, Belmont, Melville but Alinta Gas (Tel:131358) DO NOT give you the option of paying less if you don't use the credit card.
Oh filled my car at a Caltex today - no surcharge when I used my Visa credit card.
Paid my car insurance with GIO, same premium whether I used the credit card or paid by cheque.
The list goes on...............
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