Visa and mastercard will not be the funding providers to merchants for the POS instalments. Banks and participating issuers will.
https://www.google.com/amp/s/www.marketplace.org/2021/12/01/digital-first-mentality-will-accelerate-for-shoppers-and-sellers-visa-ceo-says/amp
We at Visa created our own platform called Visa Installments, which we’ll make available to any bank who wants to use it around the world, so that they can offer the same capability of extending a payment over three or four or five payments that some of the third-party players are offering right now
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