This is probably a moot question. Why can't LJ source $20m from financial company perhaps at high interest rate if needed and if it is known that this amount is temporary and may not even be needed? Or perhaps raise money through corporate bond. With so much money floating around and interest rate at record low rate, I am sure there will plenty of investors who will be willing to park their money at say 10% or even 15%!!!
Avoiding loan at all cost just doesnt make sense!
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