News: OPY Openpay Upsizes Existing A$25 Mln Corporate Debt Facility, page-118

If you think of the height of incompetence let's start with this list:
1. Wanted to acquire Payment Assist and couldn't afford it
2. Expanded into the US and took yonks to go live
3. Extended facilities for only $5M at 50% dilution
4. Failed to deliver a profitable BNPL proposition
5. Burned cash so fast that it is likely another CR will be needed to stop the endless bleeding (from $4.98 to $0.63, might even hit $0.40 in the coming weeks)
5. App is only 3.8 star on Google Play
6. Partnerships don't bring in any notable revenue
7. Shorters have flooded the register
8. Placement participants nursing losses in the millions
9. Most shareholders are underwater
10. Most promises are fanciful