What nonsense are you talking…they have started converting to digital credit card business…even woolies and coles have their own cards….charges and interest can be adjusted to suit them
What about other products shares, remittance crypto etc….remittance Fintech are minting money they have taken away all cross border remittance from banks, can you stop the BNPLs which have more product offering from gaining a foothold in cross border transactions
Let the digital wallet arrive customers will again start growing…besides I will be happy and satisfied if Zip customer base reached 2 percent of the population
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