ZIP 0.36% $2.79 zip co limited..

Credit cards are better than bnpl

  1. 300 Posts.
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    Amex gives me interest free, points, bnpl options and free flights each year lounge passes.

    Bnpl gives me a low credit rating because it's for poor people who struggle to make ends meet from pay day to pay day or dole cheque to dole cheque.

    Fun facts
 
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