It's just the beginning for Spenda!, page-668

Somehow I missed that thread... So thanks for posting again. The + I get from it is that he says he expects revenues from payments to come in soon. My concerns are from the lending side. All this talk about scaling in multiple segments (agri, internationally, trade finance) is not going to happen this year in any meaningful size. Not saying that shouldn't be on the radar but not going to make us dream, especially given this is a capital intensive sector with low multiples, and that will require significant hiring. And then blockchain and AI... Sure, again why not? But this is the dream part and not going to help relieve the pressure. At best, AF just does not understand how crucial it is here to deliver and I hope others in the team do and make it happen. At worst, he is a con man that just want us to look at the dream ahead. The poor practices we have experienced (cap raise, pump and dump, related entities, price of acquisitions, questionable revenues) are such that I cannot discount the latter...